Merchant cash advance
Capital upfront in exchange for a set share of future sales, with repayment that flexes as your receipts do.
Free matching service for business owners
Working capital to keep your business moving.
Business Funding Nearby matches small-business owners with vetted funding partners for merchant cash advances and working capital. One short form, no obligation, and all credit types considered.
No obligation
All credit types considered
About 2 minutes
Reviewing your options does not affect your credit score, and there is never a cost to you.
See your funding options
Tell us about your business. We will match you with funding partners suited to your needs.
Please complete the required fields (name, phone, email, industry, funding amount) and try again.
Free for business owners
One form, multiple partners
About 2 minutes
All credit types considered
Real people to talk to
How it works
Funding in three simple steps
Getting started takes only the basics. We handle the matching from there, so you can stay focused on running your business.
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1
Tell us about your business
Complete one short form with the basics. There are no documents required to begin.
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2
We match you with partners
We connect you with vetted, independent funding partners suited to your revenue and goals.
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3
Review offers and get funded
Compare the options you receive and choose what fits. Funding often arrives within a few days.
What you can fund
Capital that fits how your business works
Every business is different. Our partners offer a range of funding types, so you can match the capital to the need.
Working capital
Flexible funds for day-to-day operations, seasonal gaps, and the short-term needs of running a business.
Equipment financing
Fund the tools, vehicles, or machines your business runs on, and keep your cash on hand for everything else.
Business line of credit
Draw what you need, when you need it, and repay as you go. A flexible cushion for whatever comes next.
Invoice and receivables funding
Turn unpaid invoices into cash you can use now, instead of waiting on customers to settle their balances.
Expansion capital
Fund a new location, a renovation, added inventory, or your next growth move with capital that keeps pace.
Industries we serve
Built for Main-Street business owners
From the shop floor to the job site, we work with the owners who keep local economies running.
Restaurants & food service
Retail
Construction & contracting
Trucking & transportation
Automotive
Healthcare & medical
Beauty, salon & spa
Professional services
E-commerce & online
Manufacturing
Why Business Funding Nearby
A calmer, more confident way to find funding
We are on your side of the table. Business Funding Nearby is a free service that does the shopping for you, so one short form reaches multiple funding partners instead of a dozen separate applications.
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One form, many funders
Reach multiple vetted partners at once.
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No cost to you
The service is free for business owners.
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All credit types considered
Partners weigh revenue, not credit alone.
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No obligation
Review your options, accept only if it fits.
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Fast answers
Many owners see funds within a few days.
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Real people
Talk to a person, not just an algorithm.
Questions, answered
Clear answers before you apply
Straight talk on how funding works, what it costs, and what to expect. Still have a question? Email us any time.
What is a merchant cash advance?
A merchant cash advance provides capital upfront in exchange for a set share of your future sales. Repayment adjusts with your receipts, so it tends to flex with slower and busier periods. It is one of several options a funding partner may offer.
How fast can I get funded?
Timelines vary by partner and by your business, but many owners receive offers quickly and see funds within a few business days after they are approved and accept an offer.
Will this affect my credit?
Getting matched and reviewing options through Business Funding Nearby does not affect your credit score. A funding partner may later request additional information, and they will tell you before taking any step that could.
What does it cost?
Business Funding Nearby is free to use. Funding partners set their own rates and terms, which vary by offer and are shown to you before you accept anything. Any figures shown on this site are illustrative examples only, not an offer of financing.
Do I qualify?
Every business is different. Partners often weigh time in business and monthly revenue more than credit score alone, and all credit types are considered. The one short form is the fastest way to find out.
Is this really free, and are you a lender?
Yes, it is free, and no, we are not a lender. Business Funding Nearby is a free matching and referral service. We connect you with independent, third-party funding companies who make all funding decisions. We do not make credit decisions or fund advances ourselves.
Ready to see your funding options?
It takes about two minutes, with no obligation and all credit types considered.